ONE ZERO Digital Bank

Company Overview

Snapshot

Founded in February 2019 by Amnon Shashua, ONE ZERO Digital Bank operates with 201–500 employees. The company has raised $182 million across three funding rounds from eight investors. In February 2024, OurCrowd participated in a funding round for the company.

Business overview

ONE ZERO Digital Bank is an entirely digital independent bank that operates without physical branches. The company offers advanced services, including flexible and competitive credit solutions, alongside standard banking services such as current accounts, credit, deposits, and securities management. It serves the Fintech & Insurtech sector, targeting both consumers and enterprises with its mobile-first platform.

Strategic signal

ONE ZERO Digital Bank is actively navigating its path to profitability while expanding its market reach. In August 2026, the bank reported a 33% increase in revenue and a 10% decrease in expenses during the first half of the year, despite a loss of NIS 84 million. This indicates a strategic focus on improving financial performance and operational efficiency, with the company projecting annual profitability by 2027. This signals a maturing operational strategy and a commitment to long-term financial viability for investors.

Company Intelligence Q&A

What is ONE ZERO Digital Bank's primary business model?

ONE ZERO Digital Bank operates with both B2C and B2B business models, providing digital banking services to individual consumers and businesses.

When was ONE ZERO Digital Bank founded?

ONE ZERO Digital Bank was founded in February 2019.

What are ONE ZERO Digital Bank's international expansion plans?

In January 2024, ONE ZERO Digital Bank announced plans to launch a digital bank in Italy in partnership with Generali. This follows an earlier announcement in June 2023 about targeting Italy for expansion.