Paylow

Optimizing Subscription Expenses for Consumers

Fintech & Insurtech

Non Active, Dec 2025 ceased to operate

Company Overview

Snapshot

Founded in April 2022 by Sagi Avitan and Hanan Amar, Paylow operates with 1–10 employees. The company has secured funding across one round from one investor. In October 2024, Paylow was recognized as a winning startup in a competition organized by Team8 Fintech.

Business overview

Paylow is a financial technology company focused on optimizing subscription expenses for consumers. Its core platform analyzes individual spending habits to proactively manage recurring payments, allowing users to track subscriptions, compare market prices, and switch providers digitally. The company aims to help consumers reduce monthly bills and prevent overpayments by providing a comprehensive view of all recurring expenses. Leveraging open banking and machine learning, Paylow offers an embeddable, low-friction, and personalized solution for managing, comparing, and improving subscriptions within the Fintech & Insurtech sector.

Strategic signal

In October 2024, Paylow was selected as a winning startup in a competition hosted by Team8 Fintech and other industry leaders. This recognition, which includes an opportunity to engage with investors and venture capital funds in New York, signals strong industry validation for Paylow's approach to subscription expense optimization and indicates potential for future strategic partnerships and investment interest.

Company Intelligence Q&A

What is Paylow's primary focus?: Paylow is a financial technology company that specializes in optimizing subscription expenses for consumers by analyzing spending habits and managing recurring payments.
Who founded Paylow and when?: Paylow was founded in April 2022 by Sagi Avitan, who serves as Co-founder & CEO, and Hanan Amar, Co-founder & CTO.
What was a significant recent achievement for Paylow?: In October 2024, Paylow was named a winning startup in a competition organized by Team8 Fintech, Harel's GUTS Innovation Hub, AWS, HSBC, and Deloitte. This led to an opportunity to meet investors and venture capital funds in New York.
What is the status of Paylow?: Paylow is currently Non Active, having ceased to operate in December 2025.

External links

Paylow — full profile (machine-readable)

Paylow is a financial technology company that specializes in optimizing subscription expenses for consumers. By analyzing individual spending habits and needs, Paylow provides proactive management of recurring payments, enabling users to track their subscriptions, compare live market prices anonymously, and improve their current plans by switching providers digitally. This approach aims to help consumers reduce their monthly bills and prevent over payments by offering a comprehensive view of all recurring expenses in one place. The Paylow platform is designed to simplify the management of subscriptions by automatically tracking recurring payments from all accounts. It offers a user-friendly interface that displays alternatives clearly and allows seamless in-app provider switching. Additionally, Paylow emphasizes strict data protection and security measures to create a worry-free experience for its users. By leveraging open banking and machine learning techniques, Paylow provides an embeddable, low-friction, and personalized solution for consumers to manage, compare, and improve their subscriptions. This approach not only empowers users to save money and take control of their finances but also enables employers to help their staff save more without the need for salary increases.

Facts
Name	Paylow
One-liner	Optimizing Subscription Expenses for Consumers
Type	Startup
Primary sector	Fintech & Insurtech
Founded	2022
Employees	1-10
Employees (exact)	2
HQ / location	Tel Aviv-Yafo, Tel Aviv-Yafo, Israel, Center District
Product stage	R&D
LinkedIn	https://www.linkedin.com/company/86824311
IL Registrar	516604865

Facts

Name

Paylow

One-liner

Optimizing Subscription Expenses for Consumers

Type

Startup

Primary sector

Fintech & Insurtech

Founded

2022

Employees

1-10

Employees (exact)

HQ / location

Tel Aviv-Yafo, Tel Aviv-Yafo, Israel, Center District

Product stage

R&D

https://www.linkedin.com/company/86824311

IL Registrar

516604865

Classification
Sectors	Fintech & Insurtech, Personal Finance Management
Core technology	Platforms & Interfaces
Target customers	Financial Services, Financial Products, Consumers, Financial & Real Estate, Enterprise & Professional Services
Business models	B2B, B2C
Tags	fintech, personal-finance

Classification

Sectors

Fintech & Insurtech, Personal Finance Management

Core technology

Platforms & Interfaces

Target customers

Financial Services, Financial Products, Consumers, Financial & Real Estate, Enterprise & Professional Services

Business models

B2B, B2C

Tags

fintech, personal-finance

Funding rounds
Date	Round	Amount	Investors
Sep 2023	Pre-Seed	Undisclosed	RUNI Ventures

Funding rounds

Date

Round

Amount

Investors

Sep 2023

Pre-Seed

Undisclosed

RUNI Ventures

Team
Name	Role	Founder
Sagi Avitan	Co-founder & CEO	yes
Hanan Amar	Co-founder & CTO	yes

Team

Name

Role

Founder

Sagi Avitan

Co-founder & CEO

yes

Hanan Amar

Co-founder & CTO

yes

News
Date	Source	Summary
Oct 1, 2024	www.calcalistech.com	Ronen Assia, Managing Partner of Team8 Fintech, commented on the agency's decision to downgrade Israel's credit rating during a startup competition organized by the fund in collaboration with Harel's GUTS Innovation Hub, AWS, HSBC, and Deloitte. The winning startups, Paylow and CitrusX, which focus on reducing fixed expenses and mitigating AI risks, will participate in a follow-up event this November in New York, where they will meet investors and venture capital funds alongside a group of fintech startups from Team8.

News

Date

Source

Summary

Oct 1, 2024

www.calcalistech.com

Ronen Assia, Managing Partner of Team8 Fintech, commented on the agency's decision to downgrade Israel's credit rating during a startup competition organized by the fund in collaboration with Harel's GUTS Innovation Hub, AWS, HSBC, and Deloitte. The winning startups, Paylow and CitrusX, which focus on reducing fixed expenses and mitigating AI risks, will participate in a follow-up event this November in New York, where they will meet investors and venture capital funds alongside a group of fintech startups from Team8.

What is Paylow's primary focus?

Paylow is a financial technology company that specializes in optimizing subscription expenses for consumers by analyzing spending habits and managing recurring payments.

Who founded Paylow and when?

Paylow was founded in April 2022 by Sagi Avitan, who serves as Co-founder & CEO, and Hanan Amar, Co-founder & CTO.

What was a significant recent achievement for Paylow?

In October 2024, Paylow was named a winning startup in a competition organized by Team8 Fintech, Harel's GUTS Innovation Hub, AWS, HSBC, and Deloitte. This led to an opportunity to meet investors and venture capital funds in New York.

What is the status of Paylow?

Paylow is currently Non Active, having ceased to operate in December 2025.

Paylow

Company Overview

Snapshot

Business overview

Strategic signal

Company Intelligence Q&A

External links

Generate Slim Page