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Self Rating's app, Rating-as-a-Service, operates on the SAP Cloud platform and is designed to serve financial institutions, small and medium businesses, and individual investors. The app provides business insights that can lead to better financial management. For banks and lenders, the app helps save on the retrieval of client information, maximize efficiency, diminish friction, improve the customer experience, generate leads, and pending approval can provide an internal/external rating system in accordance with Basel directives.