V-CHECK is a payment ecosystem designed to replace checks, credit cards, and cash with a financial technology approach that enables paperless money transfers. The system is easily managed through the V-CHECK users smartphone and allows both immediate and scheduled (postdated) payments to either a designated beneficiary or a third-party beneficiary. V-CHECK also offers a second-signer feature that requires two people to sign off on payments The Bank of Israel assigned to the company identification code: 75. The company is licensed by the Capital Market Authority to provide basic financial asset service (63100) and to provide basic credit (68896).